 U.S. Bank Homeownership Resource Center
 Did you know that El Cajon CDC hosts a U.S. Bank sponsored homeownership resource center? Our resource center has free pamphlets and flyers on special loan programs, improving your credit score, and building personal wealth. The resource center is conveniently located in our office at 168 East Main Street and open Monday - Friday 8:30 am - 5:00 pm.
Also, check out some of the best homebuyer resources on the internet:
Community Housing Works local homeownership center, for low and moderate-income homebuyers
Freddie Mac provides an excellent overview of homeownership
The City of El Cajon’s homebuyer assistance program
The County’s Mortgage Credit Certificate program for low and moderate-income homebuyers
California’s homeownership financing program
HUD’s guide to homeownership in California
Homeowners Can Save Energy (and the Planet)
 If you are a homeowner, SDG&E has three energy-efficiency programs that can help you save energy and cut your utility expenses. These easy to access programs include rebates on energy efficient appliances and insulation, special financing for home improvements that conserve energy, and free energy-saving improvements for households that meet certain income guidelines.
Home Energy-Efficiency Rebates
If you’re in the market for a new appliance or home improvements, it pays to think about energy efficiency. Energy-efficient products save money by improving overall energy performance in homes. SDG&E has rebates on many of the most popular energy-efficient products that can help you save energy and money for years to come. Click here for information.
Energy Loans for Home Improvements
If you are planning a home improvement or remodel, check out the Energy Loans available through a new affordable loan program. Homeowners are able to finance home energy improvements through the nation's largest source of home mortgage funds, Fannie Mae. The program offers financing for heating and cooling system upgrades as well as other energy improvements. Loans will range from $1,000 to $20,000 with terms of up to ten years. For more information, call ViewTech Financial at 1(888) 502-4222.
Energy Team
The Energy Team program provides FREE energy-saving home improvements, energy education and limited appliance repair/replacement to customers who meet specific income guidelines. For example, a 4-person household qualifies if the gross household income is less than $40,500. All work is to be completed by licensed contractors. Free appliances and improvements include:
- Refrigerators
- Low-flow showerheads & faucet aerators
- Ceiling insulation
- Caulking and weather-stripping
- Energy-saving light bulbs
- Porch light fixtures
For more information, on this program, contact The Energy Team at 1(866) 597-0597 to participate. To find out how you can start saving energy today, check out these websites:
Flex Your Power
Residential Energy Efficiency
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